PPO Dental Insurance


Smile Exchange accepts most major PPO dental insurance plans and offers an affordable Patient Loyalty Plan for uninsured patients. Your dental health is our primary concern, so we are committed to helping you get the care you need, regardless of your insurance or financial status.

We have a team of insurance specialists that are experienced in helping patients determine the easiest way to pay for their care. If you have insurance, our staff will guide you through eligibility and pricing concerns. If you do not have insurance or your insurance is out of network, we will provide information about alternative coverage options such as our Patient Loyalty Plan.

Because not all procedures are fully covered by insurance, Smile Exchange offers a variety of flexible payment options for both insured and uninsured patients such as CareCredit, a leading healthcare financing provider. CareCredit allows you to get the treatment you need today while giving you the flexibility to pay for it over time with a wide range of financing options and low monthly payments. You can use CareCredit to help pay for deductibles or any treatments not typically covered by insurance. To apply for CareCredit, visit your local Smile Exchange office or apply online at carecredit.com.

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Accepted Insurance Providers

  • ADDP
  • Aetna
  • Aetna Dental
  • Aetna Voluntary
  • Ameritas
  • Anthem BCBS
  • Assurant Employee Benefits
  • Care First
  • Carrington
  • Central United Life Insurance
  • Cigna
  • Delta Dental
  • Denex Dental
  • Dominion Dental
  • Emblem Health
  • Emdeon
  • Employee Plan
  • Excellus
  • GEHA
  • Guardian
  • Horizon BCBS
  • Humana
  • IAA
  • Kansas City Life Insurance
  • Law Enforcement Health
  • Benefits
  • Lifetime Benefit Solutions
  • Lincoln Financial
  • Group/Lincoln Dental Connect
  • Medico Insurance Company
  • MetLife
  • Northeast Delta Dental
  • One Call
  • PA Faculty Health & Welfare

  • Principal
  • Pro Benefits Administrator
  • Renaissance Dental
  • Retiree Health & Welfare Fund PBA
  • Security Life Insurance Co.
  • ShelterPoint Life Insurance Company
  • Starmount Life Insurance Always Care
  • Sun Life Financial
  • Tricare Dental Plan – TDP Claims Processing
  • UMR
  • United Concordia
  • United Healthcare
  • United Life Insurance

If you do not see your insurance provider listed above, contact us to determine your insurance eligibility.

No insurance? We can help! Our Patient Loyalty Plan makes it possible for you to get the dental care you need at a price you can afford.


With a membership to our Patient Loyalty Plan, you will receive two exams, two cleanings, two oral screenings, X-Rays, and one emergency visit annually (a $634 value) as well as 30% off most specialized dental services.

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